The Retirement Corporation of America

Terms & Conditions

Retirement Corporation of America Terms of Use

Reviewed January 2016 - Last Amended: May 2011



These Terms of Use are between you and the Retirement Corporation of America ("we," "us," and "our"). Your use of the website or any affiliated websites (the "Website") constitutes an acknowledgement that you have read the most recent version of the Terms of Use and that you agree to adhere to its terms. If you do not agree to be bound by these Terms of Use, please cease all further use. We reserve the right to amend these Terms of Use at any time.



1. Access to Website


Limited License. We grant you a non-exclusive, non-transferable limited license to access and make personal use of the Website and not to download (other than page caching) or modify any portion of the Website without our prior written approval. You shall not use any robot, spider or other device to monitor the Website in any manner. We may terminate this license at any time.



2. Policies Governing Use of the Website


Links to the Website. You are expressly prohibited from framing or linking or otherwise using or displaying the Website or any portion thereof in such a manner so that it appears to be part of your own or someone else's website.


Privacy Policy. Our use of your information shall be governed at all times by our Privacy Policy.


Links to Other Websites. We may place links on the Website to other websites on the Internet that are owned or operated by third parties. For instance, industry affiliations and charitable organizations found on our website are separate companies from the Retirement Corporation of America, and are independently owned and operated. You acknowledge and agree that we are not responsible for, nor do we endorse or support, the operation of or content located on any such website, and we cannot and do not warrant that the content of such websites is accurate, complete, legal and/or inoffensive. By linking to these third party websites, you acknowledge and agree that you may not make any claim against us for any damages or losses of any kind arising from the third-party website and/or the link.



3. Intellectual Property


Trademarks. The Retirement Corporation of America®, Retirement Capital Advisors®, Money Masters™, Retirement University®, America's Elite RIA Network Group™, Accumulate with Confidence, Blended Benchmark, Comfort Stocks®, Comfort, Expectations Set Expectations Met®, Family Master Plan®, High Octane®, Retire in Comfort®, Retirement Capital Advisors®, Retirement University®, America's Elite RIA Network Group (registration pending), The R Account®, A Richer Life for Every American, A Richer Retirement for Every American, Retire Right. It's a New Day. (registration pending), Generation (registration pending), R Generation (registration pending), R Lifestyles, Rising Star Radio (registration pending), R Networth Channel (registration pending), Retirement Consumer Price Index, Retirement Liquidity Index, R University, R Music, R Comfort, R Favorites, R Everyday, R Wear, Knowledge Builds Trust, Knowldege Builds Confidence, Replace Your Paycheck, Wake-Up Your Money, Commitments Made, Commitments Kept, Complete Financial Care for Individual Investors, Complete Financial Care for Retirees, Breakaway Investor, Money Master's Investment Portfolios, ClearView Reports and other marks, logos, graphics, and trade dress used on the Website are our trademarks or service marks or the trademarks or service marks of our affiliates, and may not be used in any manner (including in "meta-tags" or "hidden text") without our prior written approval. All intelectual property of Fidelity and TD Ameritrade is owened by those companies and is not the property of Retirement Corporation of America.

The materials posted on the Website (including newsletters, blogs, etc.) are copyrighted materials of Retirement Corporation of America and may not be reproduced, distributed, retransmitted, published or otherwise transferred, commercially exploited, made the subject of a derivative work or publicly displayed without permission from Retirement Corporation of America.



4. Disclaimer of Warranty; No Consequential Damages; Limitation of Liability


Disclaimer of Warranty. YOU ACKNOWLEDGE THAT YOUR USE OF THE WEBSITE IS ENTIRELY AT YOUR OWN RISK. The Website is provided as is, without warranties of any kind, either express or implied, including, but not limited to, warranties of title or implied warranties of merchantability or fitness for a particular purpose, or warranties of non-infringement. To the fullest extent permissible by law, We make no warranties and shall not be liable for the use of the Website, including, without limitation, any interruption of or error in the services under any circumstances, including, but not limited to, our negligence.



Limitation of Liability. Under no circumstances shall we be liable for any special or consequential damages that are directly or indirectly related to the use of, or the inability to use, the website, even if we have been advised of the possibility of such damages. Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.



5. Miscellaneous


Prohibited Uses. You expressly agree not to use the Website in a manner that is prohibited by any law or regulation, or to facilitate the violation of any law or regulation. You acknowledge that prohibited conduct includes, but is not limited to, use of the Website to invade the privacy of third parties, impersonation of our personnel or other parties or entities, transmitting abusive, profane, libelous, slanderous, threatening or otherwise harassing material via e-mail or your personal Web page(s). You also agree not to use the Website to violate the security of the Website or attempt to utilize another user's account name or persona without authorization from that user.



Choice of Law; Jurisdiction. These Terms of Use shall be governed and interpreted in accordance with the substantive law of the State of Ohio without regard to its conflict of law provisions. You agree to the exclusive jurisdiction of the courts located within the county of Hamilton, State of Ohio.



Severability. If any provision of these Terms of Use is deemed invalid or unenforceable, that provision shall be deemed severable and shall not affect the validity, legality or enforceability of the remaining provisions.



Survival. Any section of these Terms of Use which by its terms and nature is meant to survive the termination of these Terms of Use, shall survive such termination.



Entire Agreement. These Terms of Use set forth the entire understanding and agreement between us with respect to the subject matter hereof.